Insurance Excess is the out-of-pocket amount you have to pay when our Insurer (NTUC Income) have to pay for the damages. Our insurance policy coverage is Third-Party Only, so in case of accident and it’s your fault, the Insurer will not pay for your rental motorbike repair.

For example, if your standard excess is $1,500 and the 3rd party damage claim is $8,000, that means you’ll have to pay $1,500, while our Insurer pays the remaining $6,500.

Please note that:

• You will not have to pay insurance excess if you choose to settle the damages directly with 3rd party (recommended).
• You still have to pay for our motorbike repair.
• If it turns out that it’s NOT your fault, you will get back all the money since the 3rd party’s Insurer has to cover everything.