If you think this is likely your fault, we recommend you to do a Private Settlement directly with the 3rd party to save money on insurance excess ($1,500 to $3,000). This is much faster and cheaper because you will not have to go through the normal insurance claim procedure, and there is no waiting time for police investigation.

• Settle the damages directly with the 3rd party.
• Fill this Private Settlement Form with them.
• Send us a copy of the above signed form.